Flan
Financial Planning, Made Delightful
In their words
Most budgeting apps show where your money went. Flan shows you where it's going.
Build a visual timeline of your financial future, without spreadsheets or jargon. Model your income, spending, savings, debt, life events, and big purchases, then see how your choices play out over time.
Why Flan:
- Projection-first planning: see your net worth and cash flow ahead, not just last month's transactions.
- Visual and intuitive: clear charts and timelines that make tradeoffs easy to understand.
- Built for real life: plan for weddings, home purchases, career changes, side income, and one-time costs.
- Made for two: couples and duos can align on shared goals and collaborate on projections.
- Actionable insights: focus on what you can do next, instead of guilt tripping about your past.
What you can do:
- Create and save multiple financial scenarios
- Track income, expenses, portfolio accounts, and debt
- Add life events and major purchases on a timeline
- Share projections with a partner or collaborators (view or edit)
Flan is for young professionals and couples who want a forward-looking money plan. Available on iOS and the web, coming soon to Android.
Fact file
Web app- Web
- iOS
- Free plan limits
- 2 saved projections, 10 rows per table, 1-year view
- Paid plan view
- Up to 30 years with unlimited projections
What is Flan?
Visualizing long-term net worth and upcoming cash flow instead of tracking past receipts helps individuals and partners map out their monetary decisions. Flan operates on a projection-first model, letting users build timelines that account for future events rather than summarizing historical spending.
Adding numbers and future milestones
Getting started requires entering regular income, fixed bills, existing savings balances, and current debt figures into simple tables. Beyond regular expenses, users place major upcoming life changes directly onto the timeline on the exact date they occur. This includes expected pay raises, career pivots, home purchases, weddings, or car acquisitions. Cash flow projections update automatically to show how these choices interact with standard monthly obligations over time.
Solo boards and shared timelines
Budgets can be managed entirely on an individual basis or shared with a partner or collaborator. Shared projections give both participants view or edit permissions on the same set of numbers, keeping two incomes aligned on a single scoreboard without forcing people to merge separate bank accounts. The free tier supports two saved projections, ten table rows, and one-year views. Upgrading to the Flan Plan unlocks thirty-year timelines, shared access, and unlimited scenario modeling across web browsers and iOS devices.