W-2 vs 1099 Take-Home
W-2 vs 1099 take-home calculator
In their words
Briefbox provides an instant 2026 US take-home pay comparison tool for W-2 employees versus 1099 self-employed workers. It evaluates gross annual pay, tax brackets, and deductions to help users understand their net income.
Key Features
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Take-Home Comparison: Instantly compare net income between W-2 and 1099 employment.
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Tax Estimates: Calculates federal income tax, Social Security, Medicare, and self-employment tax based on 2026 IRS rules.
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Expense Adjustments: Account for 1099 business expenses and simple QBI deductions.
Fact file
Calculator- Web
- Wage Base
- $184,500
- Standard Deduction
- $16,100 single
What is W-2 vs 1099 Take-Home?
Workers weighing a W-2 job offer against self-employed 1099 contracts enter gross annual pay, filing status, and business expenses to compare net take-home income. The tool calculates federal income tax, Social Security, Medicare, self-employment tax, and simple QBI deductions using 2026 IRS rules and a Social Security wage base of $184,500. W-2 vs 1099 Take-Home omits state taxes and provides estimates based on IRS Revenue Procedure 2025-32.